5 Myths About Workers Comp Debunked

Workers Compensation Lawyer

Workers comp, or workers compensation, is an essential benefit provided by many companies and organizations to cover employees in the event of injury that occurs on the job. While this benefit may be designed to help injured workers and protect them from financial hardship, there are some myths about workers comp that can easily damage your chances of receiving full compensation if you are injured at work, as well as damage your relationship with your employer and their insurance company. Below, a workers compensation lawyer in Buffalo, NY from Hurwitz, Whitcher & Molloy, LLP will tackle five of the most common myths about workers comp and explain why they aren’t true.

Myth #1 – I can go to any doctor I want.

In reality, you are only able to see doctors that are in-network for your workers’ compensation insurance. If you go outside of this network, you may have to pay for the services out of pocket. You can also be denied coverage if you fail to follow doctor’s orders, don’t keep all appointments, or neglect recommended treatment plans. You also need to work with a doctor who will help you document your injuries for your claim.

Myth #2 – I don’t need a lawyer because my employer has coverage.

If you’ve been injured at work, the first thing you should do is seek medical attention. Once you’ve seen a doctor and have a diagnosis, you should contact a workers’ compensation lawyer. Your employer may have coverage, but that doesn’t mean they will treat you fairly. A lawyer will fight for your rights and make sure you get the compensation you deserve. Unfortunately, your employer will not always treat you fairly when an injury occurs.

Myth #3 – My employer will settle fairly with me.

If you’ve been injured at work, you’re probably wondering how your employer will handle your workers’ compensation claim. Unfortunately, many employers try to take advantage of their employees by offering them low settlements or denying their claims altogether. However, you don’t have to take whatever your employer offers you. You have the right to hire a workers’ compensation lawyer and fight for the settlement you deserve; you should hire an attorney as they will ensure you receive the maximum amount of compensation possible for your case.

Myth #4 – If I sign an Acknowledgement of Injury form then the claim will be over fast.

After seeking medical attention for your injuries, you will likely have to sign an Acknowledgement of Injury form. This does not mean that your claim will be over quickly. In fact, it could take weeks or even months to receive benefits. The best thing to do is to consult with a workers’ compensation lawyer who can help you navigate the process. If there are any gaps in your understanding of the law, they can make sure you are getting what you deserve.

Myth #5 – I am not eligible for benefits if I quit my job in order to get better faster.

The truth is, if you quit your job in order to get better faster, you may still be eligible for workers’ compensation benefits. In some cases, you may even be able to get benefits if you quit your job because your employer was not providing a safe work environment. It’s always best to consult with an attorney who specializes in this area of law before making any decisions about leaving your job.

Contact an attorney today for help!