If you have been injured in a truck accident, you are likely dealing with some serious injuries that have taken a toll on your day-to-day life. Many truck accident victims face long recovery periods, dealing with doctors’ appointments, surgeries, rehab, physical therapy, and more. The last thing many victims want to contend with is the truck company’s insurance company, but with mounting medical bills and loss of income from being unable to work during recovery, thinking about a possible settlement offer could convince a victim to speak directly to the insurance company without a truck accident lawyer advocating for them. But doing this can have a significant impact on your claim.
Issues to Consider When the Insurance Company Calls
In most cases, a truck accident victim will receive a call from the trucking company’s insurance company within a day or two after the crash. The insurance company adjuster is aware that this is likely not the best time for a victim to speak with them since they are likely dealing with the pain from their injuries, on painkillers, and possibly still in shock from the crash. But the goal of the adjuster is to speak with the victim when they are their most vulnerable.
If you do speak to the insurance company before speaking with a truck accident lawyer, it is critical to keep these facts in mind:
The first settlement offer is likely well below what your financial losses will be. It is almost impossible to predict what the financial losses of a victim will be immediately following a crash. In many cases, even the full extent of their injuries – and the cost to treat those injuries – will be. There is also no way to predict how long they will be out of work recovering or even if they will be able to return to work. Many truck accident victims are left with permanent disabilities from their injuries and if you settle before knowing the full extent, you will never be able to recoup those damages.
It is better to have an experienced truck accident lawyer representing you. The insurance company will have a team of lawyers working for them and there is nothing those lawyers like better than to have a victim who does not have legal representation. Your lawyer will handle all communications with the insurance company, alleviating that stress from you so you can focus on your recovery. Having a lawyer sends the insurance company and their lawyers a strong message that if they do not negotiate a fair and just settlement, your lawyer will pursue the case on your behalf in a lawsuit.
Call a Personal Injury Law Firm Today
If you or a loved one has been injured in a truck accident, you may be able to pursue a claim for your medical expenses, loss of income, pain and suffering, and more. Call an experienced attorney, like an Atlanta, GA truck accident lawyer from Council & Associates, LLC