Medical Bill Collection and Your Personal Injury Case: 4 Tips

Personal Injury Lawyer

When you are injured in an accident, one of the most costly consequences comes in the form of a pile of medical bills. Emergency care, surgeries, and medications administered at the hospital can cost thousands of dollars, but what happens if you file a personal injury case as more bills appear? Understanding your rights and responsibilities may help you remain current with these payments as you move forward with your lawsuit.

  1. Understand Your Financial Responsibility 

Even if you filed a lawsuit because you believe another party is at fault for your injuries, this does not usually absolve you of your payment responsibilities. If you signed documents at the hospital or clinic under the “responsible party” signature area, then you are bound to the payment agreements outlined in the document. Most doctors and hospitals will not wait for your case to resolve before receiving payment, so it is important to work out a payment plan as you expect a settlement.

  1. Realize What Your Own Insurance Covers

If you live in a no-fault state and carry personal injury protection, then your insurance company will likely cover your medical bills up to the amount you carry on your policy. If you live in a state without this insurance, you may want to remain aware of what your private insurance covers in case of an accident so you can forward the remaining balance to your attorney. This will help him or her add value to your personal injury case.

  1. Work with Collections 

If your unpaid medical bills go into collection, this could have a negative impact on your credit score. You may want to ignore bills as they come in, especially if you are still working to resolve your personal injury case in court, but this may only make the problem worse. Contact the collection companies and explain your situation. You may be able to work out a payment solution and reduce the stress of worrying about unpaid medical bills.

  1. Ask About Ongoing Bill Responsibility

You may believe that the party responsible for your injuries is also required to pay your medical bills as you incur them, but this is not usually the case. While he or she may be at fault and pay for your injuries, it is typically your responsibility to handle your medical bills as they come in. You may want to submit them to your lawyer as he or she builds your case, but in the meantime, ignoring them may be unwise.

Knowing how to handle your medical bills after an accident can be a confusing affair, but help is available. Contact a lawyer, like a personal injury lawyer in Indianapolis, IN from Ward & Ward Law Firm, today for further advice and information.